Privacy Policy

In your financial affairs, you expect a relationship built on privacy and integrity. That's why protecting your privacy is an overriding concern at Millennium Bank. 

Keeping Your Information Secure

Millennium Bank employees are held to a high standard of conduct to maintain our clients' privacy. Preserving your trust is one of our primary values. In order to keep information confidential and appropriately protected, we have policies that limit access to your personal information to only those employees who need it to perform their jobs. Millennium Bank continually educates its employees about the importance of confidentiality and privacy. We also maintain physical, electronic and procedural safeguards that comply with federal standards to guard your personal information.

Collecting Information

Millennium Bank collects information that helps us provide you with better service, better products and a better financial relationship. We may collect "non-public personal information" about you from the following sources:

• Information we receive from you on applications or other loan and account forms, through our website and communication with you
• Information about your transactions with us or others
• Information we receive from third parties such as consumer credit reporting agencies

Millennium Bank is committed to fully complying with the laws and regulations, such as the Fair Credit Reporting Act and the Right to Financial Privacy Act, that have been established to protect the confidentiality of customer information. If we obtain and use information from a third party such as a consumer report, we will notify you. 

Sharing Information

We are permitted under law to disclose "non-public personal information" about our clients and former clients to unaffiliated third parties only under certain circumstances. For instance, under confidentiality agreements, we share information with companies that perform services for us, such as our data processing company. These companies are not allowed to use this information to sell their products to you directly and they are not allowed to sell this information to other companies.

We do not share specific personal customer information with independent companies for any other purpose without the customer's consent, except when required by law, regulation, or court order, and to third party litigants when required by lawful judicial process or court order.

Protecting Your Information Online

If you request information through www.mymillenniumbank.com, use online tools and calculators, apply online for products, subscribe to online services, complete an online form or conduct transactions online (e.g., internet or wireless device), Millennium Bank and certain unaffiliated third parties with which we partner to deliver online products and services may retain the information you provide. To ensure your online banking and/or online application of products and services is secure, we use technology that encrypts, or scrambles information so it can transfer privately between you and Millennium Bank's network. Additionally, your online banking information is securely linked to you through the use of a unique login ID and its associated password.

Keeping You Informed

This privacy statement will be provided to you annually. If our information-sharing practices change, we will send you a revised notice. Millennium Bank continues to monitor and review the privacy measures that it has in place to protect customer information. These measures are updated as practices change and new technology becomes available.